Privacy Policy

Introduction

01Lend ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you interact with our decentralized lending protocol and associated services.

By using 01Lend, you agree to the collection and use of information in accordance with this policy. If you do not agree with the terms of this Privacy Policy, please do not access or use our services.

Information We Collect

Blockchain Data

When you interact with the 01Lend protocol, your blockchain wallet address and transaction data are publicly visible on the blockchain. This includes lending positions, collateral deposits, and repayment history. This data is inherently public and immutable.

Verifiable Credit Proofs

Our protocol uses cryptographic proofs to verify off-chain creditworthiness. These proofs are designed to validate credit signals without revealing underlying personal data. We do not store, access, or process the raw data used to generate these proofs.

Technical Data

We may collect technical information when you visit our website, including IP address, browser type, device information, and usage analytics. This data is used to improve our services and ensure security.

Communication Data

If you contact us directly, we may receive additional information such as your email address, the contents of your message, and any attachments you send.

How We Use Your Information

We use the information we collect for the following purposes:

• To provide, operate, and maintain the 01Lend protocol
• To process and manage lending positions and risk assessments
• To improve, personalize, and expand our services
• To communicate with you about updates, security alerts, and support
• To detect, prevent, and address technical issues or fraudulent activity
• To comply with legal obligations and enforce our terms

Data Security

We implement appropriate technical and organizational security measures to protect your information. However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your data, we cannot guarantee absolute security.

Our smart contracts have undergone security audits by reputable firms. However, users should understand the inherent risks associated with blockchain technology and decentralized finance protocols.

Third-Party Services

Our services may integrate with third-party providers including blockchain networks, oracle services, and analytics platforms. These third parties have their own privacy policies, and we encourage you to review them. We are not responsible for the privacy practices of third-party services.

Your Rights

Depending on your jurisdiction, you may have certain rights regarding your personal information, including:

• The right to access the personal information we hold about you
• The right to request correction of inaccurate data
• The right to request deletion of your data (where applicable)
• The right to withdraw consent for data processing
• The right to data portability

Please note that blockchain data cannot be modified or deleted due to the immutable nature of distributed ledger technology.

International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. These countries may have different data protection laws. By using our services, you consent to the transfer of your information to these countries.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. You are advised to review this Privacy Policy periodically for any changes.

Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us through our official communication channels on Discord or Twitter/X.